For wealth not only money but also good investments are needed.
Don’t just you work for money; your money should also work for you.
Our savings are the guarantees to our future.
We often keep our money in saving accounts in banks with low interest or even keep our savings at home in cash. It can be beneficial for a short term, but we can lose a great profit in a long run. The above mentioned forms of savings cannot defend us from inflation either. Why would you use these forms when you can find better solutions with higher profit?
It happens many times in life that we need more money to gain our goals or solve a situation than our monthly budget can provide. If we have some savings, we can use that at any time. In the case of the other two possible solutions, loan or insurance, the money we need cannot always be at hand. We also need some savings to equalize our possible income fluctuation. For these cases neither insurances nor government guarantees can provide solution, only a consistent, short, medium or long term financial plan can do that. A certain per cent of your income should be separated for these short, medium and long term investments.
As a solution we can offer different financial products. The best profit and growth rate can come from shares and real estate, as it is best known. This is why, in most countries in the world, the most popular way of accumulation of capital is saving through investment schemes. This is the best form of investment if we do not have enough money and time or the right expertise. In these cases we can invest a lower sum with the help of some experts. With the help of the right short, medium or long term financial plan we can collect great capital but we can also find safe solutions for shorter periods.
Because of our circumstances most of us have the only possibility to put some money aside from our active income. Many of us do not imagine what can a smaller, but regularly saved amount of money can do. In this case we need smaller effort but more persistence to collect the capital for our goals. The Unit-Link Constructions offer higher interest than the different saving accounts and continuation but only after a long term. These advantages introduced revolutionary changes on the life insurance market with the abolishment of the less modern constructions.
| Capital Accumulation&Investments in HUF | Health&Pension Funds | Mutual Funds |
| Capital Accumulation&Investments in € | House Funds | Bank Accounts |
